Annual Home Review Details
The Annual Home Review is a great way for you and your agent to check in on the health of your home. Since many things can change over the course of a year or even months, Socius offers what we refer to as our Annual Home Review. The Annual Home Review consists of a physical evaluation of the interior and exterior of your home, an assessment of the terms of your loan as they compare to current market rates, a review of your insurance policy, and a property value review. Click this link to request your home’s review, or simply give your Socius Agent a call to set up a time.
Physical House Review
This review consists of a brief interior and exterior inspection to check for obvious signs of termites, water damage or foundation issues and includes tips on maintenance and burglar proofing your home. If there are concerns about possible termite damage, we can schedule a local termite inspector to do an estimate and analysis.
Market Property Value
During this quick assessment of what your property is worth in the current market, your Agent will share their professional opinion as to your property’s current resale value, which is good to know even if you have no plans to sell. They will also show you how and why the value of your home changes over the years.
Home Improvement Review
You and your Agent will discuss the effect of any planned or recently completed improvements have on your property’s value. They can also recommend referrals to any service providers or contractors you may need for any future repairs.
This section is a review your current taxes to identify any additional tax savings you may be entitled to. We will also help with filing for your exemptions, and if needed, gather data to help you in protesting the appraised value of your home.
The Loan Review is a closer look at both your current loan rate and term to see if there is a better option for you, and your Agent can also identify equity to refinance any high-interest debt.
This review will help ensure that your current policy protects you for the correct value based on the replacement cost of your property. You and your Agent will also see if you qualify for any additional savings.